Appraisals in my market have been a little tricky lately. It is important for sellers to understand that although we are agreeing to a price negotiated at the offer stage, the big issue may come from the appraisal. Recently I had 2 properties, 1 condo and 1 multi unit have to re-negotiate the otp price to meet the appraisal. If a seller asks “should I get an appraisal” I tell them “I would”!!

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I closed this morning on a multi unit property with 3 units with a first time buyer. I met this buyer through my local Chamber of Commerce networking group in 2007. At that time he was 1 year out of college and had a dream of buying an investment property with a unit he could move into. (…)
Read the rest of First Time Buyer Excitement (35 words)

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I have been working with several buyers that are continuing to search for the perfect property! They are just not motivated to buy and are thinking the prices will continue to come down and they can wait. What I am finding is that buyers that are ready willing and able to buy are getting great (…)
Read the rest of What are buyers waiting for?? (30 words)

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10 Reasons To Buy a Home

Enough with the doom and gloom about homeownership. Brett Arends explains why owning a home is a good thing.

• By BRETT ARENDS

Enough with the doom and gloom about homeownership.(…)
Read the rest of 10 Reasons to Buy a Home (1,158 words)

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By: Dona DeZube

Published: August 24, 2010

When your house no longer suits you, you can move or remodel. Find out which big change is the right investment of your housing dollars.

Just about everything else—remodeling costs, the hassle of living in a construction zone, or the ability to live happily without one more bathroom–is a personal preference. After all, your home isn’t just your largest investment; it’s also the place where your family lives.

1. Will remodeling make your home better than everyone else’s?(…)
Read the rest of Should You Move or Remodel? (488 words)

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Article From BuyAndSell.HouseLogic.com

By: G. M. Filisko
Published: March 11, 2010

By knowing how much mortgage you can handle, you can ensure that home ownership will fit in your budget.

Homeownership should make you feel safe and secure, and that includes financially. Be sure you can afford your home by calculating how much of a mortgage you can safely fit into your budget.

Instead of just taking out the biggest mortgage a lender qualifies you(…)
Read the rest of 4 tips to determine how much mortgage you can afford (546 words)

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We all have so much to be thankful for this Thanksgiving. For those of us with families far away the use of viseo to communicate has made it easier to see our families.(…)
Read the rest of HAPPY THANKSGIVING! (26 words)

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The passing of time is an odd thing. The events we look forward to seem to take forever to arrive, and then, in an instant, we are looking at them in the rearview mirror in the form of a memory.

I guess that remark has been inspired by this whole day after Christmas “damn that flew by” vibe Uncle Paul is feeling today.

It inspired me to make a note to self that I wanted to pass along.

You know that

Count your blessings stuff?

Show gratitude thingamabob?

Peace on earth, good will to men (women too) deal?

That reason for the season thingy?

And how about all that tolerance you demonstrated from that relative who downright pisses you off to the kind soul who was “bah humbugging” when you were “God bless us, everyoneing”?

Well now that its done, I hope you will consider making them your permanent companions.

I will warn you upfront that the road ahead might be bumpy.

There will be no Christmas music, holiday parties and decorations to remind you.

And you will want to revert back to your inner “SOB” a few times too, but . . .

I’m thinking the ROI might be quite substantial.

Today, you are cordially invited to simply keep the spirit alive!

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Okay, before you sit down and decide on what extraordinary results you’ll achieve in 2011, please follow this advice:  progress is better than perfection.

What do I mean by that?  

Most people who don’t set goals on a regular basis usually wait for either New Year’s Day or their birthday and then proclaim, “This year is going to be different!”  They do the most important step, which is to write their goals down on paper.  Unfortunately, they write down their ultimate goals only…in other words, perfection.  Well, the problem is most people can’t go from their current position to perfection immediately.  If I tried to run the Boston marathon route tomorrow…well…I’d probably die!  

What people need to do is have a second column on the paper entitled, next level goals…in other words, progress.  You should start out by setting short-termed, next level goals.  What can you do in the next week or two to become just a little bit better than you are right now?  Going back to my ultimate goal of running a marathon, I could set a next level goal to run 2 miles twice this week.  This would be better than I am now and on my way to ultimate.  Get it?  Good.

When you start to achieve next level goals…no matter how small the goals seem…your confidence, self-esteem, and belief system will rise.  You’ll start to set bigger goals and you’ll become closer and closer to your ultimate goals.  Try it…and let me know how you do.  Want to learn more about this?  Visit  my website and watch my free videos on this subject.  There’s a whole mini-success course for you…for free…right now, along with all the forms (also free!) you need to identify your goals, set your goals, manage your time, and self-motivate.

Going after perfection from where you are now will usually overwhelm and defeat you.

Going after realistic next level goals that you believe you can achieve will motivate you and create the momentum to set even higher next level goals.  Soon, you’ll be at your ultimate level of success without even realizing it.  Have fun!

And if you need a coach to hold you accountable and teach you more about success, then contact me anytime.  Merry Christmas and Happy Holidays!  Here’s wishing you ‘progress’ with your New Year’s Resolutions!

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Web Resolution – Part 2

In Web Resolution – Part 1 we discussed the relation of website design resolution and how websites display on particular size monitors. One of the other factors considered when planning a design for a website is whether the design is a static design or a fluid design. Now that the screen sizes and resolutions have standardized (for now) in the 1024 to 1280 range, the majority of websites are designed as static designs at or around 1000 pixels in width. A static design simply means that the major design elements of the site stay in one position, even when the size of the browser window or the resolution of the screen changes. A fluid design is simply as it sounds, the website is fluid, changing with the size of the browser window.  There of course can be many issues relating to this approach and as stated earlier it typically not necessary.

In regards to the resolution subject, in addition to the overall resolution of the website for viewing on the screen, there are several other areas that need to be considered when planning out a website design, specifically how are graphics, photos, and text going to be used in the site and are they going to be used at a later date for other applications.

One of the first questions to ask yourself when preparing to do a website is, are these elements I create for this website going to be used in other projects down the road? And even if there are no plans to do that at this point, you can usually count on your need to use the graphics you’ve created for a brochure to be printed down the road. The last thing you want to do is have to use graphics created at 72dpi for a brochure design. So, here are some hard and fast rules:

1. 

   This graphic was scaled up from a 72 ppi document, on the left it was scaled up as a vector, on the right is was scaled up as a raster (image). See the difference?

   All graphics you are creating for a website should be done in vector format utilizing a program such as Adobe Illustrator. This is absolutely paramount if you are doing a logo design which will be used in a variety of different ways over time. The files can be exported to a lower resolution and smaller file size for the web, yet accessed and manipulated easily if you need to put together a print piece which requires high resolution graphics.

2. Any images you require for your design should be purchased at a minimum resolution of 300 ppi if there is any chance of the images being used for future print work. The images typically would be resaved to 72 ppi to be used in the web design.
3. It is particularly important that text is kept in a text form and not converted to graphics whenever possible. Keeping text in a text form helps to strengthen the SEO value of your website so the site can be found by the search engines. Keep in mind that if you utilize various fonts in the graphic design of your logos, websites, or print materials and decide to convert those fonts to graphics so they can be edited, you should make note of the fonts that you used for future reference.

Finally, one of the things we do at inConcert Web Solutions, Inc. is make sure that our clients have access to all design materials, files, fonts, etc. that were used in the creation of their media. I can honestly tell you that over the years I have gained many customers due to the hard line attitude that some ad agencies, graphic designers, and photographers take towards the protection of the original work. Our attitude has been and always will be that you hired us to do the work, paid us for that work, so it’s your property, no matter how you want to use it. We have found in the long term this is the best approach if you want to keep good, long-lasting clients.

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